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Ruby got her first (  1   ) payment, but instead of cash, she got a check. She didin't know how to use it. John advised her to (   2 ) the check in a bank, and then pay her (  3  ) by checks and get some cash with her (  4  ) card. With the ATM, you can deposit or get money all over the city or the country, or even around the (  5   ). You can even pay your bills(  6    ).