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America"s central bank sent a clear message this week. For the second consecutive meeting, the Federal Open Market Committee, the central bank"s policy-making committee, left short-term interest rates unchanged at 1.75%. But it said that the risks facing the economy had shifted from economic weakness to a balance between weakness and excessive growth. This shift surprised no one. But it has convinced many people that interest rates are set to rise again—and soon. Judging by prices in futures markets, investors are betting that short-term interest rates could start rising as early as May, and will be 1.25 percentage points higher by the end of the year. That may be excessive. Economists at Goldman Sachs, who long argued that the central bank would do nothing this year, now expect short-term rates to go up only 0.75% this year, starting in June. But virtually everyone reckons some Fed tightening is in the future. The reason After an unprecedented 11 rate-cuts in 2001, short-term interest rates are abnormally low. As the signs of robust recovery multiply, analysts expect the Fed to take back some of the rate-cuts it used as an "insurance policy" after the September 11th terrorist attack. But higher rates could still be further off, particularly if the recovery proves less robust than many hope. The manufacturing sector is growing after 18 months of decline. The most optimistic Wall Streeters now expect GDP to have expanded by between 5% and 6% on an annual basis in the first quarter. But one strong quarter does not imply a sustainable recovery. In the short term, the bounce-back is being driven by a dramatic restocking of inventories. But it can be sustained only if corporate investment recovers and consumer spending stays buoyant. And since consumer spending held up so well during the "recession" it is unlikely to jump now. These uncertainties alone suggest the central bank will be cautious about raising interest rates. That caution is all the more necessary given the lack of inflationary pressure. Although America"s consumer prices have stopped falling on a monthly basis, the latest figures show few signs of nascent price pressure. Indeed, given the huge pressure on corporate profits, the Federal Reserve might be happy to see consumer prices rise slightly. In short, while Wall Street frets about when and how much interest rates will go up. The answer may well be not soon and not much.We can learn from the text that the America"s central bank ______.

A．took advantage of rate-cuts policy as an insurance policy.
B．is fairly conservative in raising short-term interest rates.
C．tried to stop consumer prices from free falling but in vain.
D．place monetary policy-making in the hands of Walk Streeters.
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单项选择题

After the terrorist attacks in America last September, terrorist risk became the pariah of perils. The airline industry was most directly affected by the attacks, and it was the first to find that no one wanted to insure terrorist risk. Insurance companies immediately increased premiums and cut cover for airlines" third-party terror and war liabilities to $50m per airline, per "event". Under pressure from airlines, the American government and the members of the European Union agreed to become insurers of last resort for airlines" war and terrorist liabilities, for a limited period. These government guarantees are due to expire at the end of the month. The American government has already agreed to extend its guarantee for another 60 days. The EU"s transport ministers are meeting next week in Brussels to decide what to do. Insurers and re-insurers are keen for the commercial market to resume the provision of all airline insurance as soon as possible. No wonder: The premiums for such cover have inevitably increased considerably. However, in the case of terrorism, and especially of terrorism in the skies, a number of special factors, arise. Some are purely practical: a disaster as sudden and unforeseen as the attacks on the World Trade Center has had destructive effects on the insurance industry. The maximum cover for third-party terrorist risk available in the primary aviation market is now $50m, and that is not nearly enough cover risks that are perceived to be much higher since September 11th. Even if the market could offer sufficient cover, another catastrophe on such a scale would be more than the market could cope with. In addition, a rare and devastating risk of a political nature is arguably one that it is right for governments to cover, at least in part. In the wake of attacks by Irish terrorists the British government has recognized this point by agreeing to back a mutual fund to cover risks to property from terrorist attack. In the case of the airlines, the appropriate answer is some form of mutual scheme with government backing. In fact, under the code-name "Equitime", representatives of airlines, insurers and the American government are setting up an insurance vehicle to be financed by airlines and reinsured by the government. Governments would guarantee the fund"s excess risk, but their role would diminish as the fund grew. Setting something up will take time, so, to bridge the gap, governments will have to remain insurer of last resort for airlines" war and terrorist risk for some time to come.By "terrorist risk became the pariah of perils"(Paragraph 1), the author means ______.

A．airline disasters severely affected the mutual fund.
B．terrorist risk was the chief concern for governments.
C．insurance companies refused to pay their premiums.
D．terrorist liabilities are not accepted by insurance companies.
单项选择题

In the end, a degree of sanity prevailed. The militant Hindus who had vowed to breach a police cordon and start the work of building a temple to the god Ram at the disputed site of Ayodhya decided to respect a Supreme Court decision barring them from the area. So charged have Hindu-Muslim relations in India become in recent weeks, as the declared deadline of March 15th neared, that a clash at Ram"s supposed birthplace might well have provoked bloodshed on an appalling scale across the nation. It has, unfortunately, happened often enough before. But the threat has not vanished. The court"s decision is only an interim one, and the main Hindu groups have not given up on their quest to build their temple. Extreme religious violence, which seemed in recent years to have faded after the Ayodhya related explosion of 1992 1993, is again a feature of the political landscape. Though faults lie on both sides (it was a Muslim attack on Hindus in a train in Gujarat that started the recent slaughter), the great bulk of victims were, as always, Muslims. Once again, educated Hindus are to be heard inveighing against the "appeasing" of Muslims through such concessions as separate constitutional status for Kashmir or the right to practice Islamic civil law. Once again, the police are being accused of doing little or nothing to help Muslim victims of rampaging Hindu mobs. Once again, India"s 130m Muslims feel unequal and unsafe in their own country. Far too many Hindus would refuse to accept that it is "their own country" at all. The wonder of it, perhaps, is that things are not worse. While the world applauds Pakistan for at last locking up the leaders of its extreme religious groups, in India the zealots still support, sustain and to a degree constitute the government. The BJP, which leads the ruling coalition, was founded as a political front for the Hindu movement. It is simply one, and by no means the dominant, member of what is called the Sangh Pariwar, the "family of organizations". Other members of the family are much less savoury. There is the VHO, the World Hindu Organization, which led the movement to build the Ram temple. There is the Bajrang Dal, the brutalist "youth wing" of the VHO. There is substantial evidence that members of the VHO and the Bajrang Dal helped to organize the slaughter of hundreds of Muslims in Gujarat after 58 Hindus were killed on a train as they returned from Ayodhya.It can be learnt from the text that the ruling party in India ______.

A．offered little assistance in the massacre of Muslisms.
B．was unanimous with respect to the issue of religion.
C．might have brought religious conflict into politics.
D．was striving to gather evidence against militant Hindus.
单项选择题

After the terrorist attacks in America last September, terrorist risk became the pariah of perils. The airline industry was most directly affected by the attacks, and it was the first to find that no one wanted to insure terrorist risk. Insurance companies immediately increased premiums and cut cover for airlines" third-party terror and war liabilities to $50m per airline, per "event". Under pressure from airlines, the American government and the members of the European Union agreed to become insurers of last resort for airlines" war and terrorist liabilities, for a limited period. These government guarantees are due to expire at the end of the month. The American government has already agreed to extend its guarantee for another 60 days. The EU"s transport ministers are meeting next week in Brussels to decide what to do. Insurers and re-insurers are keen for the commercial market to resume the provision of all airline insurance as soon as possible. No wonder: The premiums for such cover have inevitably increased considerably. However, in the case of terrorism, and especially of terrorism in the skies, a number of special factors, arise. Some are purely practical: a disaster as sudden and unforeseen as the attacks on the World Trade Center has had destructive effects on the insurance industry. The maximum cover for third-party terrorist risk available in the primary aviation market is now $50m, and that is not nearly enough cover risks that are perceived to be much higher since September 11th. Even if the market could offer sufficient cover, another catastrophe on such a scale would be more than the market could cope with. In addition, a rare and devastating risk of a political nature is arguably one that it is right for governments to cover, at least in part. In the wake of attacks by Irish terrorists the British government has recognized this point by agreeing to back a mutual fund to cover risks to property from terrorist attack. In the case of the airlines, the appropriate answer is some form of mutual scheme with government backing. In fact, under the code-name "Equitime", representatives of airlines, insurers and the American government are setting up an insurance vehicle to be financed by airlines and reinsured by the government. Governments would guarantee the fund"s excess risk, but their role would diminish as the fund grew. Setting something up will take time, so, to bridge the gap, governments will have to remain insurer of last resort for airlines" war and terrorist risk for some time to come.The writer argues that in the foreseeable future the insurer of last resort for airlines terrorist risk will be ______.

A．insurance companies.
B．airliners themselves.
C．governments" guarantees.
D．mutual fund scheme.
单项选择题

When it comes to suing doctors, Philadelphia is hardly the city of brotherly love. A combination of sprightly lawyers and sympathetic juries has made Philadelphia a hotspot for medical-malpractice lawsuits. Since 1995, Pennsylvania state courts have awarded an average of $2m in such cases, according to Jury Verdict Research, a survey firm. Some medical specialists have seen their malpractice insurance premiums nearly double over the past year. Obstetricians are now paying up to $104,000 a year to protect themselves. The insurance industry is largely to blame. Carol Golin, the Monitor"s editor, argues that in the 1990s insurers tried to grab market share by offering artificially low rates (betting that any losses would be covered by gains on their investments). The stock-market correction, coupled with the large legal awards, has eroded the insurers" reserves. Three in Pennsylvania alone have gone bust. A few doctors—particularly older ones will quit. The rest are adapting. Some are abandoning litigation-prone procedures, such as delivering babies. Others are moving parts of their practice to neighboring states where insurance rates are lower. Some from Pennsylvania have opened offices in New Jersey. New doctors may also be deterred from setting up shop in litigation havens, however prestigious. Despite a Republican president, tort reform has got nowhere at the federal level. Indeed doctors could get clobbered indirectly by a Patients" Bill of Rights, which would further expose managed care companies to lawsuits. This prospect has fuelled interest among doctors in Pennsylvania"s new medical malpractice reform bill, which was signed into law on March 20th. It will, among other things, give doctors $40m of state funds to offset their insurance premiums, spread the payment of awards out over time and prohibit individuals from double dipping that is, suing a doctor for damages that have already been paid by their health insurer. But will it really help Randall Bovbjerg, a health policy expert at the Urban Institute, argues that the only proper way to slow down the litigation machine would be to limit the compensation for pain and suffering, so-called "non-monetary damages". Needless to say, a fixed cap on such awards is resisted by most trial lawyers. But Mr. Bovbjerg reckons a more nuanced approach, with a sliding scale of payments based on well-defined measures of injury, is a better way forward. In the meantime, doctors and insurers are bracing themselves for a couple more rough years before the insurance cycle turns. Nobody disputes that hospital staff make mistakes: a 1999 Institute of Medicine report claimed that errors kill at least 44,000 patients a year. But there is little evidence that malpractice lawsuits on their own will solve the problem.It is implied in the first sentence that doctors in Philadelphia ______.

A．are over-confident of their social connections in daily life.
B．benefit a lot from their malpractice insurance premiums.
C．are more likely to be sued for their medical-malpractice.
D．pay less than is required by law to protect themselves.
单项选择题

America"s central bank sent a clear message this week. For the second consecutive meeting, the Federal Open Market Committee, the central bank"s policy-making committee, left short-term interest rates unchanged at 1.75%. But it said that the risks facing the economy had shifted from economic weakness to a balance between weakness and excessive growth. This shift surprised no one. But it has convinced many people that interest rates are set to rise again—and soon. Judging by prices in futures markets, investors are betting that short-term interest rates could start rising as early as May, and will be 1.25 percentage points higher by the end of the year. That may be excessive. Economists at Goldman Sachs, who long argued that the central bank would do nothing this year, now expect short-term rates to go up only 0.75% this year, starting in June. But virtually everyone reckons some Fed tightening is in the future. The reason After an unprecedented 11 rate-cuts in 2001, short-term interest rates are abnormally low. As the signs of robust recovery multiply, analysts expect the Fed to take back some of the rate-cuts it used as an "insurance policy" after the September 11th terrorist attack. But higher rates could still be further off, particularly if the recovery proves less robust than many hope. The manufacturing sector is growing after 18 months of decline. The most optimistic Wall Streeters now expect GDP to have expanded by between 5% and 6% on an annual basis in the first quarter. But one strong quarter does not imply a sustainable recovery. In the short term, the bounce-back is being driven by a dramatic restocking of inventories. But it can be sustained only if corporate investment recovers and consumer spending stays buoyant. And since consumer spending held up so well during the "recession" it is unlikely to jump now. These uncertainties alone suggest the central bank will be cautious about raising interest rates. That caution is all the more necessary given the lack of inflationary pressure. Although America"s consumer prices have stopped falling on a monthly basis, the latest figures show few signs of nascent price pressure. Indeed, given the huge pressure on corporate profits, the Federal Reserve might be happy to see consumer prices rise slightly. In short, while Wall Street frets about when and how much interest rates will go up. The answer may well be not soon and not much.Some people expected short-term interest rates to jump soon because they ______.

A．strongly believed in economic recovery.
B．took for granted economic expansion.
C．were cautious in their excessive investment.
D．had doubts about the effects of price pressure.
问答题

In the following text, some sentences have been removed. For Questions 41-45, choose the most suitable one from the list (A、B、C、D、E、F、G……) to fit into each of the numbered blank. There are several extra choices, which do not fit in any of the gaps. (10 points) Screaming headlines about stars arrested for everything from spousal abuse to firearms violations make it painfully clear that athletic talent isn"t enough to deal with the rigors of being a pro. (41)______. A team that finds itself in serious behavioral straits will often hire a famous person to help defuse the situation and help polish a tarnished franchise images—witness the Dallas Cowboys naming extremely-clean former All-Pro running back Calvin Hill, a Yale Divinity School graduate, as a special consultant. There is an accompanying commandment, handed down from on high by the czars of pro sports: If you"re an elite athlete, the role of role model is mandatory, not optional. (42)______. "We"re running a business where players are our products. It"s a business with very visible and prominent young men in the forefront," says Pat Williams, senior executive vice president of the NBA"s Orlando Magic, a franchise that has hired "Doctor J", Julius Erving, as a broad-ranging am bassador to the community, and the locker room. "Sure, we"re protecting the business, but We"re also protecting the sport, too. And having a bunch of lawbreakers playing your sport doesn"t make it attractive—to fans or to sponsors. It"s also the right thing to do for these young men." (43)______. Hill, who has held executive positions with the Cleveland Browns and the Baltimore Orioles since ending his playing days, says the pressure and scrutiny faced by his son, Detriot Pistons star Grant Hill, are far more intense than what he endured during his days in the 1960s and i970s with the Cow boys, Redskins and Browns. (44)______. "What scares me about free agency is the same thing that scares me about society—there is no longer stability or a sense of community," says Hill. "and that"s helped break down a sense of team culture and tradition." (45)______. Not only are today"s new pros younger than ever, they have a healthy disrespect for their athletic elders and the traditions of the leagues they are entering, according to Gary Sailes, a sports sociologist at Indiana University.A. But ask yourself: Does Jerry Jones, the owner of the Dallas Cowboys, hire Hill because he is genuinely concerned about the psychological effects of fame on Michael Irvin, a married man, who was found in a hotel room full of cocaine and exotic dancers Or does Jones, want to expropriate Hill"s upright image as whitewash for the damage done to his cash flow and corporate relations by Irvin and other members of "America"s Team"B. The value system are different," says Sailes, "The boundaries of their mainstream don"t intersect with the boundaries of mainstream America. And if you"re not finding some way to bridge the gap between mainstream America and where these kids come from, you"re wasting your time."C. At the heart of all this counseling and concern is the day-to-day pressure on a proathlete. "There is a lot of money and fame involved when you sign a NBA contract", says Lamont Winston, who handles player programmes for the Kansas City Chiefs. "Yet there, is nowhere in that contract that says you will feel tremendous stress, you will feel tremendous anxiety and pressure."D. In basketball, Williams sees a more devastating version of the maturity problem affecting pro sports, cause by the influx of younger and younger players who have decided to abandon the final two years of college, or ditch college altogether.E. And this touches on a key problem that a generic mentoring programme may not address: there are crucial cultural differences between the athletes and the world they are about to enter.F. He also points to a destructive consequence of free agency—the end of a natural clubhouse system of veteran players who served as mentors to young rookies, passing on the traditions and expectations of a particular club, be it the Detriot Tigers or the Washington Redskins.G. Coaches, owners and managers acknowledge the increasing need to teach their talents how to act, what and whom to avoid and what burdens accompany the money and the fame. The players need to be taught about everything from finances and career choices outside the game to emotional counseling and substance abuse.
答案： 正确答案：A
单项选择题

After the terrorist attacks in America last September, terrorist risk became the pariah of perils. The airline industry was most directly affected by the attacks, and it was the first to find that no one wanted to insure terrorist risk. Insurance companies immediately increased premiums and cut cover for airlines" third-party terror and war liabilities to $50m per airline, per "event". Under pressure from airlines, the American government and the members of the European Union agreed to become insurers of last resort for airlines" war and terrorist liabilities, for a limited period. These government guarantees are due to expire at the end of the month. The American government has already agreed to extend its guarantee for another 60 days. The EU"s transport ministers are meeting next week in Brussels to decide what to do. Insurers and re-insurers are keen for the commercial market to resume the provision of all airline insurance as soon as possible. No wonder: The premiums for such cover have inevitably increased considerably. However, in the case of terrorism, and especially of terrorism in the skies, a number of special factors, arise. Some are purely practical: a disaster as sudden and unforeseen as the attacks on the World Trade Center has had destructive effects on the insurance industry. The maximum cover for third-party terrorist risk available in the primary aviation market is now $50m, and that is not nearly enough cover risks that are perceived to be much higher since September 11th. Even if the market could offer sufficient cover, another catastrophe on such a scale would be more than the market could cope with. In addition, a rare and devastating risk of a political nature is arguably one that it is right for governments to cover, at least in part. In the wake of attacks by Irish terrorists the British government has recognized this point by agreeing to back a mutual fund to cover risks to property from terrorist attack. In the case of the airlines, the appropriate answer is some form of mutual scheme with government backing. In fact, under the code-name "Equitime", representatives of airlines, insurers and the American government are setting up an insurance vehicle to be financed by airlines and reinsured by the government. Governments would guarantee the fund"s excess risk, but their role would diminish as the fund grew. Setting something up will take time, so, to bridge the gap, governments will have to remain insurer of last resort for airlines" war and terrorist risk for some time to come.When mentioning "$50m per airline, per "event""(Paragraph 1), the writer is talking about ______.

A．the gap between insurance and reinsurance.
B．the liabilities attributed to terrorists.
C．the fund guaranteed by governments.
D．the cover for third-party terrorist risk.
单项选择题

America"s central bank sent a clear message this week. For the second consecutive meeting, the Federal Open Market Committee, the central bank"s policy-making committee, left short-term interest rates unchanged at 1.75%. But it said that the risks facing the economy had shifted from economic weakness to a balance between weakness and excessive growth. This shift surprised no one. But it has convinced many people that interest rates are set to rise again—and soon. Judging by prices in futures markets, investors are betting that short-term interest rates could start rising as early as May, and will be 1.25 percentage points higher by the end of the year. That may be excessive. Economists at Goldman Sachs, who long argued that the central bank would do nothing this year, now expect short-term rates to go up only 0.75% this year, starting in June. But virtually everyone reckons some Fed tightening is in the future. The reason After an unprecedented 11 rate-cuts in 2001, short-term interest rates are abnormally low. As the signs of robust recovery multiply, analysts expect the Fed to take back some of the rate-cuts it used as an "insurance policy" after the September 11th terrorist attack. But higher rates could still be further off, particularly if the recovery proves less robust than many hope. The manufacturing sector is growing after 18 months of decline. The most optimistic Wall Streeters now expect GDP to have expanded by between 5% and 6% on an annual basis in the first quarter. But one strong quarter does not imply a sustainable recovery. In the short term, the bounce-back is being driven by a dramatic restocking of inventories. But it can be sustained only if corporate investment recovers and consumer spending stays buoyant. And since consumer spending held up so well during the "recession" it is unlikely to jump now. These uncertainties alone suggest the central bank will be cautious about raising interest rates. That caution is all the more necessary given the lack of inflationary pressure. Although America"s consumer prices have stopped falling on a monthly basis, the latest figures show few signs of nascent price pressure. Indeed, given the huge pressure on corporate profits, the Federal Reserve might be happy to see consumer prices rise slightly. In short, while Wall Street frets about when and how much interest rates will go up. The answer may well be not soon and not much.The author"s attitude toward Goldman Sachs"s opinion is one of ______.

A．reserved consent.
B．strong disapproval.
C．enthusiastic support.
D．slight contempt.
单项选择题

When it comes to suing doctors, Philadelphia is hardly the city of brotherly love. A combination of sprightly lawyers and sympathetic juries has made Philadelphia a hotspot for medical-malpractice lawsuits. Since 1995, Pennsylvania state courts have awarded an average of $2m in such cases, according to Jury Verdict Research, a survey firm. Some medical specialists have seen their malpractice insurance premiums nearly double over the past year. Obstetricians are now paying up to $104,000 a year to protect themselves. The insurance industry is largely to blame. Carol Golin, the Monitor"s editor, argues that in the 1990s insurers tried to grab market share by offering artificially low rates (betting that any losses would be covered by gains on their investments). The stock-market correction, coupled with the large legal awards, has eroded the insurers" reserves. Three in Pennsylvania alone have gone bust. A few doctors—particularly older ones will quit. The rest are adapting. Some are abandoning litigation-prone procedures, such as delivering babies. Others are moving parts of their practice to neighboring states where insurance rates are lower. Some from Pennsylvania have opened offices in New Jersey. New doctors may also be deterred from setting up shop in litigation havens, however prestigious. Despite a Republican president, tort reform has got nowhere at the federal level. Indeed doctors could get clobbered indirectly by a Patients" Bill of Rights, which would further expose managed care companies to lawsuits. This prospect has fuelled interest among doctors in Pennsylvania"s new medical malpractice reform bill, which was signed into law on March 20th. It will, among other things, give doctors $40m of state funds to offset their insurance premiums, spread the payment of awards out over time and prohibit individuals from double dipping that is, suing a doctor for damages that have already been paid by their health insurer. But will it really help Randall Bovbjerg, a health policy expert at the Urban Institute, argues that the only proper way to slow down the litigation machine would be to limit the compensation for pain and suffering, so-called "non-monetary damages". Needless to say, a fixed cap on such awards is resisted by most trial lawyers. But Mr. Bovbjerg reckons a more nuanced approach, with a sliding scale of payments based on well-defined measures of injury, is a better way forward. In the meantime, doctors and insurers are bracing themselves for a couple more rough years before the insurance cycle turns. Nobody disputes that hospital staff make mistakes: a 1999 Institute of Medicine report claimed that errors kill at least 44,000 patients a year. But there is little evidence that malpractice lawsuits on their own will solve the problem.At the time when this article was written, the situation for doctors in Philadelphia seemed to be ______.

A．rather gloomy.
B．fairly optimistic.
C．very desperate.
D．quite reassuring.
单项选择题

In the end, a degree of sanity prevailed. The militant Hindus who had vowed to breach a police cordon and start the work of building a temple to the god Ram at the disputed site of Ayodhya decided to respect a Supreme Court decision barring them from the area. So charged have Hindu-Muslim relations in India become in recent weeks, as the declared deadline of March 15th neared, that a clash at Ram"s supposed birthplace might well have provoked bloodshed on an appalling scale across the nation. It has, unfortunately, happened often enough before. But the threat has not vanished. The court"s decision is only an interim one, and the main Hindu groups have not given up on their quest to build their temple. Extreme religious violence, which seemed in recent years to have faded after the Ayodhya related explosion of 1992 1993, is again a feature of the political landscape. Though faults lie on both sides (it was a Muslim attack on Hindus in a train in Gujarat that started the recent slaughter), the great bulk of victims were, as always, Muslims. Once again, educated Hindus are to be heard inveighing against the "appeasing" of Muslims through such concessions as separate constitutional status for Kashmir or the right to practice Islamic civil law. Once again, the police are being accused of doing little or nothing to help Muslim victims of rampaging Hindu mobs. Once again, India"s 130m Muslims feel unequal and unsafe in their own country. Far too many Hindus would refuse to accept that it is "their own country" at all. The wonder of it, perhaps, is that things are not worse. While the world applauds Pakistan for at last locking up the leaders of its extreme religious groups, in India the zealots still support, sustain and to a degree constitute the government. The BJP, which leads the ruling coalition, was founded as a political front for the Hindu movement. It is simply one, and by no means the dominant, member of what is called the Sangh Pariwar, the "family of organizations". Other members of the family are much less savoury. There is the VHO, the World Hindu Organization, which led the movement to build the Ram temple. There is the Bajrang Dal, the brutalist "youth wing" of the VHO. There is substantial evidence that members of the VHO and the Bajrang Dal helped to organize the slaughter of hundreds of Muslims in Gujarat after 58 Hindus were killed on a train as they returned from Ayodhya.Towards the issue of Hindu-Muslim relations, the writer"s attitude can be said to be ______.

A．pessimistic.
B．objective.
C．scared.
D．biased.
问答题

In the following text, some sentences have been removed. For Questions 41-45, choose the most suitable one from the list (A、B、C、D、E、F、G……) to fit into each of the numbered blank. There are several extra choices, which do not fit in any of the gaps. (10 points) Screaming headlines about stars arrested for everything from spousal abuse to firearms violations make it painfully clear that athletic talent isn"t enough to deal with the rigors of being a pro. (41)______. A team that finds itself in serious behavioral straits will often hire a famous person to help defuse the situation and help polish a tarnished franchise images—witness the Dallas Cowboys naming extremely-clean former All-Pro running back Calvin Hill, a Yale Divinity School graduate, as a special consultant. There is an accompanying commandment, handed down from on high by the czars of pro sports: If you"re an elite athlete, the role of role model is mandatory, not optional. (42)______. "We"re running a business where players are our products. It"s a business with very visible and prominent young men in the forefront," says Pat Williams, senior executive vice president of the NBA"s Orlando Magic, a franchise that has hired "Doctor J", Julius Erving, as a broad-ranging am bassador to the community, and the locker room. "Sure, we"re protecting the business, but We"re also protecting the sport, too. And having a bunch of lawbreakers playing your sport doesn"t make it attractive—to fans or to sponsors. It"s also the right thing to do for these young men." (43)______. Hill, who has held executive positions with the Cleveland Browns and the Baltimore Orioles since ending his playing days, says the pressure and scrutiny faced by his son, Detriot Pistons star Grant Hill, are far more intense than what he endured during his days in the 1960s and i970s with the Cow boys, Redskins and Browns. (44)______. "What scares me about free agency is the same thing that scares me about society—there is no longer stability or a sense of community," says Hill. "and that"s helped break down a sense of team culture and tradition." (45)______. Not only are today"s new pros younger than ever, they have a healthy disrespect for their athletic elders and the traditions of the leagues they are entering, according to Gary Sailes, a sports sociologist at Indiana University.A. But ask yourself: Does Jerry Jones, the owner of the Dallas Cowboys, hire Hill because he is genuinely concerned about the psychological effects of fame on Michael Irvin, a married man, who was found in a hotel room full of cocaine and exotic dancers Or does Jones, want to expropriate Hill"s upright image as whitewash for the damage done to his cash flow and corporate relations by Irvin and other members of "America"s Team"B. The value system are different," says Sailes, "The boundaries of their mainstream don"t intersect with the boundaries of mainstream America. And if you"re not finding some way to bridge the gap between mainstream America and where these kids come from, you"re wasting your time."C. At the heart of all this counseling and concern is the day-to-day pressure on a proathlete. "There is a lot of money and fame involved when you sign a NBA contract", says Lamont Winston, who handles player programmes for the Kansas City Chiefs. "Yet there, is nowhere in that contract that says you will feel tremendous stress, you will feel tremendous anxiety and pressure."D. In basketball, Williams sees a more devastating version of the maturity problem affecting pro sports, cause by the influx of younger and younger players who have decided to abandon the final two years of college, or ditch college altogether.E. And this touches on a key problem that a generic mentoring programme may not address: there are crucial cultural differences between the athletes and the world they are about to enter.F. He also points to a destructive consequence of free agency—the end of a natural clubhouse system of veteran players who served as mentors to young rookies, passing on the traditions and expectations of a particular club, be it the Detriot Tigers or the Washington Redskins.G. Coaches, owners and managers acknowledge the increasing need to teach their talents how to act, what and whom to avoid and what burdens accompany the money and the fame. The players need to be taught about everything from finances and career choices outside the game to emotional counseling and substance abuse.
答案： 正确答案：C
单项选择题

After the terrorist attacks in America last September, terrorist risk became the pariah of perils. The airline industry was most directly affected by the attacks, and it was the first to find that no one wanted to insure terrorist risk. Insurance companies immediately increased premiums and cut cover for airlines" third-party terror and war liabilities to $50m per airline, per "event". Under pressure from airlines, the American government and the members of the European Union agreed to become insurers of last resort for airlines" war and terrorist liabilities, for a limited period. These government guarantees are due to expire at the end of the month. The American government has already agreed to extend its guarantee for another 60 days. The EU"s transport ministers are meeting next week in Brussels to decide what to do. Insurers and re-insurers are keen for the commercial market to resume the provision of all airline insurance as soon as possible. No wonder: The premiums for such cover have inevitably increased considerably. However, in the case of terrorism, and especially of terrorism in the skies, a number of special factors, arise. Some are purely practical: a disaster as sudden and unforeseen as the attacks on the World Trade Center has had destructive effects on the insurance industry. The maximum cover for third-party terrorist risk available in the primary aviation market is now $50m, and that is not nearly enough cover risks that are perceived to be much higher since September 11th. Even if the market could offer sufficient cover, another catastrophe on such a scale would be more than the market could cope with. In addition, a rare and devastating risk of a political nature is arguably one that it is right for governments to cover, at least in part. In the wake of attacks by Irish terrorists the British government has recognized this point by agreeing to back a mutual fund to cover risks to property from terrorist attack. In the case of the airlines, the appropriate answer is some form of mutual scheme with government backing. In fact, under the code-name "Equitime", representatives of airlines, insurers and the American government are setting up an insurance vehicle to be financed by airlines and reinsured by the government. Governments would guarantee the fund"s excess risk, but their role would diminish as the fund grew. Setting something up will take time, so, to bridge the gap, governments will have to remain insurer of last resort for airlines" war and terrorist risk for some time to come.In the eyes of the writer, the current insurance industry alone ______.

A．will cancel the provision of all airline insurance.
B．could not sustain another sudden catastrophe.
C．must cope with a rare risk of a political nature.
D．will be integrated into an insurance vehicle.
单项选择题

America"s central bank sent a clear message this week. For the second consecutive meeting, the Federal Open Market Committee, the central bank"s policy-making committee, left short-term interest rates unchanged at 1.75%. But it said that the risks facing the economy had shifted from economic weakness to a balance between weakness and excessive growth. This shift surprised no one. But it has convinced many people that interest rates are set to rise again—and soon. Judging by prices in futures markets, investors are betting that short-term interest rates could start rising as early as May, and will be 1.25 percentage points higher by the end of the year. That may be excessive. Economists at Goldman Sachs, who long argued that the central bank would do nothing this year, now expect short-term rates to go up only 0.75% this year, starting in June. But virtually everyone reckons some Fed tightening is in the future. The reason After an unprecedented 11 rate-cuts in 2001, short-term interest rates are abnormally low. As the signs of robust recovery multiply, analysts expect the Fed to take back some of the rate-cuts it used as an "insurance policy" after the September 11th terrorist attack. But higher rates could still be further off, particularly if the recovery proves less robust than many hope. The manufacturing sector is growing after 18 months of decline. The most optimistic Wall Streeters now expect GDP to have expanded by between 5% and 6% on an annual basis in the first quarter. But one strong quarter does not imply a sustainable recovery. In the short term, the bounce-back is being driven by a dramatic restocking of inventories. But it can be sustained only if corporate investment recovers and consumer spending stays buoyant. And since consumer spending held up so well during the "recession" it is unlikely to jump now. These uncertainties alone suggest the central bank will be cautious about raising interest rates. That caution is all the more necessary given the lack of inflationary pressure. Although America"s consumer prices have stopped falling on a monthly basis, the latest figures show few signs of nascent price pressure. Indeed, given the huge pressure on corporate profits, the Federal Reserve might be happy to see consumer prices rise slightly. In short, while Wall Street frets about when and how much interest rates will go up. The answer may well be not soon and not much.The American central bank was reluctant to raise interest rates because ______.

A．everybody saw consumer prices rise again.
B．signs of robust economic recovery multiplied.
C．investors reaped rewards in futures markets.
D．it wanted to stay away from risks involved.
单项选择题

When it comes to suing doctors, Philadelphia is hardly the city of brotherly love. A combination of sprightly lawyers and sympathetic juries has made Philadelphia a hotspot for medical-malpractice lawsuits. Since 1995, Pennsylvania state courts have awarded an average of $2m in such cases, according to Jury Verdict Research, a survey firm. Some medical specialists have seen their malpractice insurance premiums nearly double over the past year. Obstetricians are now paying up to $104,000 a year to protect themselves. The insurance industry is largely to blame. Carol Golin, the Monitor"s editor, argues that in the 1990s insurers tried to grab market share by offering artificially low rates (betting that any losses would be covered by gains on their investments). The stock-market correction, coupled with the large legal awards, has eroded the insurers" reserves. Three in Pennsylvania alone have gone bust. A few doctors—particularly older ones will quit. The rest are adapting. Some are abandoning litigation-prone procedures, such as delivering babies. Others are moving parts of their practice to neighboring states where insurance rates are lower. Some from Pennsylvania have opened offices in New Jersey. New doctors may also be deterred from setting up shop in litigation havens, however prestigious. Despite a Republican president, tort reform has got nowhere at the federal level. Indeed doctors could get clobbered indirectly by a Patients" Bill of Rights, which would further expose managed care companies to lawsuits. This prospect has fuelled interest among doctors in Pennsylvania"s new medical malpractice reform bill, which was signed into law on March 20th. It will, among other things, give doctors $40m of state funds to offset their insurance premiums, spread the payment of awards out over time and prohibit individuals from double dipping that is, suing a doctor for damages that have already been paid by their health insurer. But will it really help Randall Bovbjerg, a health policy expert at the Urban Institute, argues that the only proper way to slow down the litigation machine would be to limit the compensation for pain and suffering, so-called "non-monetary damages". Needless to say, a fixed cap on such awards is resisted by most trial lawyers. But Mr. Bovbjerg reckons a more nuanced approach, with a sliding scale of payments based on well-defined measures of injury, is a better way forward. In the meantime, doctors and insurers are bracing themselves for a couple more rough years before the insurance cycle turns. Nobody disputes that hospital staff make mistakes: a 1999 Institute of Medicine report claimed that errors kill at least 44,000 patients a year. But there is little evidence that malpractice lawsuits on their own will solve the problem.By mentioning "double-dipping"(Paragraph 4), the author is talking about ______.

A．awards given to patients by doctors.
B．market share secured by insurers.
C．malpractice reform bill to be passed.
D．insurance rates-cut in some states.
问答题

In the following text, some sentences have been removed. For Questions 41-45, choose the most suitable one from the list (A、B、C、D、E、F、G……) to fit into each of the numbered blank. There are several extra choices, which do not fit in any of the gaps. (10 points) Screaming headlines about stars arrested for everything from spousal abuse to firearms violations make it painfully clear that athletic talent isn"t enough to deal with the rigors of being a pro. (41)______. A team that finds itself in serious behavioral straits will often hire a famous person to help defuse the situation and help polish a tarnished franchise images—witness the Dallas Cowboys naming extremely-clean former All-Pro running back Calvin Hill, a Yale Divinity School graduate, as a special consultant. There is an accompanying commandment, handed down from on high by the czars of pro sports: If you"re an elite athlete, the role of role model is mandatory, not optional. (42)______. "We"re running a business where players are our products. It"s a business with very visible and prominent young men in the forefront," says Pat Williams, senior executive vice president of the NBA"s Orlando Magic, a franchise that has hired "Doctor J", Julius Erving, as a broad-ranging am bassador to the community, and the locker room. "Sure, we"re protecting the business, but We"re also protecting the sport, too. And having a bunch of lawbreakers playing your sport doesn"t make it attractive—to fans or to sponsors. It"s also the right thing to do for these young men." (43)______. Hill, who has held executive positions with the Cleveland Browns and the Baltimore Orioles since ending his playing days, says the pressure and scrutiny faced by his son, Detriot Pistons star Grant Hill, are far more intense than what he endured during his days in the 1960s and i970s with the Cow boys, Redskins and Browns. (44)______. "What scares me about free agency is the same thing that scares me about society—there is no longer stability or a sense of community," says Hill. "and that"s helped break down a sense of team culture and tradition." (45)______. Not only are today"s new pros younger than ever, they have a healthy disrespect for their athletic elders and the traditions of the leagues they are entering, according to Gary Sailes, a sports sociologist at Indiana University.A. But ask yourself: Does Jerry Jones, the owner of the Dallas Cowboys, hire Hill because he is genuinely concerned about the psychological effects of fame on Michael Irvin, a married man, who was found in a hotel room full of cocaine and exotic dancers Or does Jones, want to expropriate Hill"s upright image as whitewash for the damage done to his cash flow and corporate relations by Irvin and other members of "America"s Team"B. The value system are different," says Sailes, "The boundaries of their mainstream don"t intersect with the boundaries of mainstream America. And if you"re not finding some way to bridge the gap between mainstream America and where these kids come from, you"re wasting your time."C. At the heart of all this counseling and concern is the day-to-day pressure on a proathlete. "There is a lot of money and fame involved when you sign a NBA contract", says Lamont Winston, who handles player programmes for the Kansas City Chiefs. "Yet there, is nowhere in that contract that says you will feel tremendous stress, you will feel tremendous anxiety and pressure."D. In basketball, Williams sees a more devastating version of the maturity problem affecting pro sports, cause by the influx of younger and younger players who have decided to abandon the final two years of college, or ditch college altogether.E. And this touches on a key problem that a generic mentoring programme may not address: there are crucial cultural differences between the athletes and the world they are about to enter.F. He also points to a destructive consequence of free agency—the end of a natural clubhouse system of veteran players who served as mentors to young rookies, passing on the traditions and expectations of a particular club, be it the Detriot Tigers or the Washington Redskins.G. Coaches, owners and managers acknowledge the increasing need to teach their talents how to act, what and whom to avoid and what burdens accompany the money and the fame. The players need to be taught about everything from finances and career choices outside the game to emotional counseling and substance abuse.
答案： 正确答案：F
单项选择题

After the terrorist attacks in America last September, terrorist risk became the pariah of perils. The airline industry was most directly affected by the attacks, and it was the first to find that no one wanted to insure terrorist risk. Insurance companies immediately increased premiums and cut cover for airlines" third-party terror and war liabilities to $50m per airline, per "event". Under pressure from airlines, the American government and the members of the European Union agreed to become insurers of last resort for airlines" war and terrorist liabilities, for a limited period. These government guarantees are due to expire at the end of the month. The American government has already agreed to extend its guarantee for another 60 days. The EU"s transport ministers are meeting next week in Brussels to decide what to do. Insurers and re-insurers are keen for the commercial market to resume the provision of all airline insurance as soon as possible. No wonder: The premiums for such cover have inevitably increased considerably. However, in the case of terrorism, and especially of terrorism in the skies, a number of special factors, arise. Some are purely practical: a disaster as sudden and unforeseen as the attacks on the World Trade Center has had destructive effects on the insurance industry. The maximum cover for third-party terrorist risk available in the primary aviation market is now $50m, and that is not nearly enough cover risks that are perceived to be much higher since September 11th. Even if the market could offer sufficient cover, another catastrophe on such a scale would be more than the market could cope with. In addition, a rare and devastating risk of a political nature is arguably one that it is right for governments to cover, at least in part. In the wake of attacks by Irish terrorists the British government has recognized this point by agreeing to back a mutual fund to cover risks to property from terrorist attack. In the case of the airlines, the appropriate answer is some form of mutual scheme with government backing. In fact, under the code-name "Equitime", representatives of airlines, insurers and the American government are setting up an insurance vehicle to be financed by airlines and reinsured by the government. Governments would guarantee the fund"s excess risk, but their role would diminish as the fund grew. Setting something up will take time, so, to bridge the gap, governments will have to remain insurer of last resort for airlines" war and terrorist risk for some time to come.How does the writer feel about the present situation

A．Anxious.
B．Tolerant.
C．Amazed.
D．Indifferent.
单项选择题

In the end, a degree of sanity prevailed. The militant Hindus who had vowed to breach a police cordon and start the work of building a temple to the god Ram at the disputed site of Ayodhya decided to respect a Supreme Court decision barring them from the area. So charged have Hindu-Muslim relations in India become in recent weeks, as the declared deadline of March 15th neared, that a clash at Ram"s supposed birthplace might well have provoked bloodshed on an appalling scale across the nation. It has, unfortunately, happened often enough before. But the threat has not vanished. The court"s decision is only an interim one, and the main Hindu groups have not given up on their quest to build their temple. Extreme religious violence, which seemed in recent years to have faded after the Ayodhya related explosion of 1992 1993, is again a feature of the political landscape. Though faults lie on both sides (it was a Muslim attack on Hindus in a train in Gujarat that started the recent slaughter), the great bulk of victims were, as always, Muslims. Once again, educated Hindus are to be heard inveighing against the "appeasing" of Muslims through such concessions as separate constitutional status for Kashmir or the right to practice Islamic civil law. Once again, the police are being accused of doing little or nothing to help Muslim victims of rampaging Hindu mobs. Once again, India"s 130m Muslims feel unequal and unsafe in their own country. Far too many Hindus would refuse to accept that it is "their own country" at all. The wonder of it, perhaps, is that things are not worse. While the world applauds Pakistan for at last locking up the leaders of its extreme religious groups, in India the zealots still support, sustain and to a degree constitute the government. The BJP, which leads the ruling coalition, was founded as a political front for the Hindu movement. It is simply one, and by no means the dominant, member of what is called the Sangh Pariwar, the "family of organizations". Other members of the family are much less savoury. There is the VHO, the World Hindu Organization, which led the movement to build the Ram temple. There is the Bajrang Dal, the brutalist "youth wing" of the VHO. There is substantial evidence that members of the VHO and the Bajrang Dal helped to organize the slaughter of hundreds of Muslims in Gujarat after 58 Hindus were killed on a train as they returned from Ayodhya.We can learn from the text that both Hindus and Muslims are ______.

A．revengeful to each other.
B．obedient by nature.
C．respectful to the god Ram.
D．politically sensitive.
单项选择题

America"s central bank sent a clear message this week. For the second consecutive meeting, the Federal Open Market Committee, the central bank"s policy-making committee, left short-term interest rates unchanged at 1.75%. But it said that the risks facing the economy had shifted from economic weakness to a balance between weakness and excessive growth. This shift surprised no one. But it has convinced many people that interest rates are set to rise again—and soon. Judging by prices in futures markets, investors are betting that short-term interest rates could start rising as early as May, and will be 1.25 percentage points higher by the end of the year. That may be excessive. Economists at Goldman Sachs, who long argued that the central bank would do nothing this year, now expect short-term rates to go up only 0.75% this year, starting in June. But virtually everyone reckons some Fed tightening is in the future. The reason After an unprecedented 11 rate-cuts in 2001, short-term interest rates are abnormally low. As the signs of robust recovery multiply, analysts expect the Fed to take back some of the rate-cuts it used as an "insurance policy" after the September 11th terrorist attack. But higher rates could still be further off, particularly if the recovery proves less robust than many hope. The manufacturing sector is growing after 18 months of decline. The most optimistic Wall Streeters now expect GDP to have expanded by between 5% and 6% on an annual basis in the first quarter. But one strong quarter does not imply a sustainable recovery. In the short term, the bounce-back is being driven by a dramatic restocking of inventories. But it can be sustained only if corporate investment recovers and consumer spending stays buoyant. And since consumer spending held up so well during the "recession" it is unlikely to jump now. These uncertainties alone suggest the central bank will be cautious about raising interest rates. That caution is all the more necessary given the lack of inflationary pressure. Although America"s consumer prices have stopped falling on a monthly basis, the latest figures show few signs of nascent price pressure. Indeed, given the huge pressure on corporate profits, the Federal Reserve might be happy to see consumer prices rise slightly. In short, while Wall Street frets about when and how much interest rates will go up. The answer may well be not soon and not much.We can learn from the text that the America"s central bank ______.

A．took advantage of rate-cuts policy as an insurance policy.
B．is fairly conservative in raising short-term interest rates.
C．tried to stop consumer prices from free falling but in vain.
D．place monetary policy-making in the hands of Walk Streeters.
单项选择题

When it comes to suing doctors, Philadelphia is hardly the city of brotherly love. A combination of sprightly lawyers and sympathetic juries has made Philadelphia a hotspot for medical-malpractice lawsuits. Since 1995, Pennsylvania state courts have awarded an average of $2m in such cases, according to Jury Verdict Research, a survey firm. Some medical specialists have seen their malpractice insurance premiums nearly double over the past year. Obstetricians are now paying up to $104,000 a year to protect themselves. The insurance industry is largely to blame. Carol Golin, the Monitor"s editor, argues that in the 1990s insurers tried to grab market share by offering artificially low rates (betting that any losses would be covered by gains on their investments). The stock-market correction, coupled with the large legal awards, has eroded the insurers" reserves. Three in Pennsylvania alone have gone bust. A few doctors—particularly older ones will quit. The rest are adapting. Some are abandoning litigation-prone procedures, such as delivering babies. Others are moving parts of their practice to neighboring states where insurance rates are lower. Some from Pennsylvania have opened offices in New Jersey. New doctors may also be deterred from setting up shop in litigation havens, however prestigious. Despite a Republican president, tort reform has got nowhere at the federal level. Indeed doctors could get clobbered indirectly by a Patients" Bill of Rights, which would further expose managed care companies to lawsuits. This prospect has fuelled interest among doctors in Pennsylvania"s new medical malpractice reform bill, which was signed into law on March 20th. It will, among other things, give doctors $40m of state funds to offset their insurance premiums, spread the payment of awards out over time and prohibit individuals from double dipping that is, suing a doctor for damages that have already been paid by their health insurer. But will it really help Randall Bovbjerg, a health policy expert at the Urban Institute, argues that the only proper way to slow down the litigation machine would be to limit the compensation for pain and suffering, so-called "non-monetary damages". Needless to say, a fixed cap on such awards is resisted by most trial lawyers. But Mr. Bovbjerg reckons a more nuanced approach, with a sliding scale of payments based on well-defined measures of injury, is a better way forward. In the meantime, doctors and insurers are bracing themselves for a couple more rough years before the insurance cycle turns. Nobody disputes that hospital staff make mistakes: a 1999 Institute of Medicine report claimed that errors kill at least 44,000 patients a year. But there is little evidence that malpractice lawsuits on their own will solve the problem.It seems that the author is very critical of ______.

A．litigation prone areas.
B．the insurance premium.
C．irresponsible hospital staff.
D．the insurance industry.
问答题

In the following text, some sentences have been removed. For Questions 41-45, choose the most suitable one from the list (A、B、C、D、E、F、G……) to fit into each of the numbered blank. There are several extra choices, which do not fit in any of the gaps. (10 points) Screaming headlines about stars arrested for everything from spousal abuse to firearms violations make it painfully clear that athletic talent isn"t enough to deal with the rigors of being a pro. (41)______. A team that finds itself in serious behavioral straits will often hire a famous person to help defuse the situation and help polish a tarnished franchise images—witness the Dallas Cowboys naming extremely-clean former All-Pro running back Calvin Hill, a Yale Divinity School graduate, as a special consultant. There is an accompanying commandment, handed down from on high by the czars of pro sports: If you"re an elite athlete, the role of role model is mandatory, not optional. (42)______. "We"re running a business where players are our products. It"s a business with very visible and prominent young men in the forefront," says Pat Williams, senior executive vice president of the NBA"s Orlando Magic, a franchise that has hired "Doctor J", Julius Erving, as a broad-ranging am bassador to the community, and the locker room. "Sure, we"re protecting the business, but We"re also protecting the sport, too. And having a bunch of lawbreakers playing your sport doesn"t make it attractive—to fans or to sponsors. It"s also the right thing to do for these young men." (43)______. Hill, who has held executive positions with the Cleveland Browns and the Baltimore Orioles since ending his playing days, says the pressure and scrutiny faced by his son, Detriot Pistons star Grant Hill, are far more intense than what he endured during his days in the 1960s and i970s with the Cow boys, Redskins and Browns. (44)______. "What scares me about free agency is the same thing that scares me about society—there is no longer stability or a sense of community," says Hill. "and that"s helped break down a sense of team culture and tradition." (45)______. Not only are today"s new pros younger than ever, they have a healthy disrespect for their athletic elders and the traditions of the leagues they are entering, according to Gary Sailes, a sports sociologist at Indiana University.A. But ask yourself: Does Jerry Jones, the owner of the Dallas Cowboys, hire Hill because he is genuinely concerned about the psychological effects of fame on Michael Irvin, a married man, who was found in a hotel room full of cocaine and exotic dancers Or does Jones, want to expropriate Hill"s upright image as whitewash for the damage done to his cash flow and corporate relations by Irvin and other members of "America"s Team"B. The value system are different," says Sailes, "The boundaries of their mainstream don"t intersect with the boundaries of mainstream America. And if you"re not finding some way to bridge the gap between mainstream America and where these kids come from, you"re wasting your time."C. At the heart of all this counseling and concern is the day-to-day pressure on a proathlete. "There is a lot of money and fame involved when you sign a NBA contract", says Lamont Winston, who handles player programmes for the Kansas City Chiefs. "Yet there, is nowhere in that contract that says you will feel tremendous stress, you will feel tremendous anxiety and pressure."D. In basketball, Williams sees a more devastating version of the maturity problem affecting pro sports, cause by the influx of younger and younger players who have decided to abandon the final two years of college, or ditch college altogether.E. And this touches on a key problem that a generic mentoring programme may not address: there are crucial cultural differences between the athletes and the world they are about to enter.F. He also points to a destructive consequence of free agency—the end of a natural clubhouse system of veteran players who served as mentors to young rookies, passing on the traditions and expectations of a particular club, be it the Detriot Tigers or the Washington Redskins.G. Coaches, owners and managers acknowledge the increasing need to teach their talents how to act, what and whom to avoid and what burdens accompany the money and the fame. The players need to be taught about everything from finances and career choices outside the game to emotional counseling and substance abuse.
答案： 正确答案：D
单项选择题

In the end, a degree of sanity prevailed. The militant Hindus who had vowed to breach a police cordon and start the work of building a temple to the god Ram at the disputed site of Ayodhya decided to respect a Supreme Court decision barring them from the area. So charged have Hindu-Muslim relations in India become in recent weeks, as the declared deadline of March 15th neared, that a clash at Ram"s supposed birthplace might well have provoked bloodshed on an appalling scale across the nation. It has, unfortunately, happened often enough before. But the threat has not vanished. The court"s decision is only an interim one, and the main Hindu groups have not given up on their quest to build their temple. Extreme religious violence, which seemed in recent years to have faded after the Ayodhya related explosion of 1992 1993, is again a feature of the political landscape. Though faults lie on both sides (it was a Muslim attack on Hindus in a train in Gujarat that started the recent slaughter), the great bulk of victims were, as always, Muslims. Once again, educated Hindus are to be heard inveighing against the "appeasing" of Muslims through such concessions as separate constitutional status for Kashmir or the right to practice Islamic civil law. Once again, the police are being accused of doing little or nothing to help Muslim victims of rampaging Hindu mobs. Once again, India"s 130m Muslims feel unequal and unsafe in their own country. Far too many Hindus would refuse to accept that it is "their own country" at all. The wonder of it, perhaps, is that things are not worse. While the world applauds Pakistan for at last locking up the leaders of its extreme religious groups, in India the zealots still support, sustain and to a degree constitute the government. The BJP, which leads the ruling coalition, was founded as a political front for the Hindu movement. It is simply one, and by no means the dominant, member of what is called the Sangh Pariwar, the "family of organizations". Other members of the family are much less savoury. There is the VHO, the World Hindu Organization, which led the movement to build the Ram temple. There is the Bajrang Dal, the brutalist "youth wing" of the VHO. There is substantial evidence that members of the VHO and the Bajrang Dal helped to organize the slaughter of hundreds of Muslims in Gujarat after 58 Hindus were killed on a train as they returned from Ayodhya.Which of the following statements is TRUE according to the text

A．Hindus seemed to be more sensible of their actions than previously.
B．Dismal consequences will be in store for extreme religious groups.
C．The safety of India"s Muslims depended on the good will of Hindus.
D．The illegal government is responsible for the present situation in India.
单项选择题

America"s central bank sent a clear message this week. For the second consecutive meeting, the Federal Open Market Committee, the central bank"s policy-making committee, left short-term interest rates unchanged at 1.75%. But it said that the risks facing the economy had shifted from economic weakness to a balance between weakness and excessive growth. This shift surprised no one. But it has convinced many people that interest rates are set to rise again—and soon. Judging by prices in futures markets, investors are betting that short-term interest rates could start rising as early as May, and will be 1.25 percentage points higher by the end of the year. That may be excessive. Economists at Goldman Sachs, who long argued that the central bank would do nothing this year, now expect short-term rates to go up only 0.75% this year, starting in June. But virtually everyone reckons some Fed tightening is in the future. The reason After an unprecedented 11 rate-cuts in 2001, short-term interest rates are abnormally low. As the signs of robust recovery multiply, analysts expect the Fed to take back some of the rate-cuts it used as an "insurance policy" after the September 11th terrorist attack. But higher rates could still be further off, particularly if the recovery proves less robust than many hope. The manufacturing sector is growing after 18 months of decline. The most optimistic Wall Streeters now expect GDP to have expanded by between 5% and 6% on an annual basis in the first quarter. But one strong quarter does not imply a sustainable recovery. In the short term, the bounce-back is being driven by a dramatic restocking of inventories. But it can be sustained only if corporate investment recovers and consumer spending stays buoyant. And since consumer spending held up so well during the "recession" it is unlikely to jump now. These uncertainties alone suggest the central bank will be cautious about raising interest rates. That caution is all the more necessary given the lack of inflationary pressure. Although America"s consumer prices have stopped falling on a monthly basis, the latest figures show few signs of nascent price pressure. Indeed, given the huge pressure on corporate profits, the Federal Reserve might be happy to see consumer prices rise slightly. In short, while Wall Street frets about when and how much interest rates will go up. The answer may well be not soon and not much.The purpose of the author in writing the text is to ______.

A．refute the notion that short-term rates will go up dramatically.
B．justify the optimism of Wall Streeters towards economic recoveries.
C．elaborate on the uncertainties of Fed"s policy-making strategies.
D．illustrate the balance between weakness and excessive growth.
单项选择题

When it comes to suing doctors, Philadelphia is hardly the city of brotherly love. A combination of sprightly lawyers and sympathetic juries has made Philadelphia a hotspot for medical-malpractice lawsuits. Since 1995, Pennsylvania state courts have awarded an average of $2m in such cases, according to Jury Verdict Research, a survey firm. Some medical specialists have seen their malpractice insurance premiums nearly double over the past year. Obstetricians are now paying up to $104,000 a year to protect themselves. The insurance industry is largely to blame. Carol Golin, the Monitor"s editor, argues that in the 1990s insurers tried to grab market share by offering artificially low rates (betting that any losses would be covered by gains on their investments). The stock-market correction, coupled with the large legal awards, has eroded the insurers" reserves. Three in Pennsylvania alone have gone bust. A few doctors—particularly older ones will quit. The rest are adapting. Some are abandoning litigation-prone procedures, such as delivering babies. Others are moving parts of their practice to neighboring states where insurance rates are lower. Some from Pennsylvania have opened offices in New Jersey. New doctors may also be deterred from setting up shop in litigation havens, however prestigious. Despite a Republican president, tort reform has got nowhere at the federal level. Indeed doctors could get clobbered indirectly by a Patients" Bill of Rights, which would further expose managed care companies to lawsuits. This prospect has fuelled interest among doctors in Pennsylvania"s new medical malpractice reform bill, which was signed into law on March 20th. It will, among other things, give doctors $40m of state funds to offset their insurance premiums, spread the payment of awards out over time and prohibit individuals from double dipping that is, suing a doctor for damages that have already been paid by their health insurer. But will it really help Randall Bovbjerg, a health policy expert at the Urban Institute, argues that the only proper way to slow down the litigation machine would be to limit the compensation for pain and suffering, so-called "non-monetary damages". Needless to say, a fixed cap on such awards is resisted by most trial lawyers. But Mr. Bovbjerg reckons a more nuanced approach, with a sliding scale of payments based on well-defined measures of injury, is a better way forward. In the meantime, doctors and insurers are bracing themselves for a couple more rough years before the insurance cycle turns. Nobody disputes that hospital staff make mistakes: a 1999 Institute of Medicine report claimed that errors kill at least 44,000 patients a year. But there is little evidence that malpractice lawsuits on their own will solve the problem.We can learn from the text that a new law in Pennsylvanian ______.

A．will subject insurance companies to lawsuits.
B．helps solve the problem of hospital staff errors.
C．may leave doctors a little better protected.
D．helps patients sue a doctor for damages.
问答题

For more than 40 years, a controlling insight in my educational philosophy has been the recognition that no one has ever been—no one can be—educated in school or college. (46) That would be the case if our schools and colleges were at their very best, which they certainly are not, and even if the students were among the best and the brightest as well as conscientious in the application of their powers. The reason is simply that youth itself—immaturity—is an unconquerable obstacle to becoming educated. Schooling is for the young. Education comes later, usually much later. (47) The very best thing for our schools to do is to prepare the young for continued learning in later life by giving them the skills of learning and the love of it. Our schools and colleges are not doing that now, but that is what they should be doing. (48) To speak of an educated young person or of a wise young person, rich in the understanding of basic ideas and issues, is as much a contradiction in terms as to speak of a round square. The young can be prepared for education in the years to come, but only mature men and women can become educated, beginning the process of their 40s and 50s and reaching some amount of genuine insight, sound judgment and practical wisdom after they have turned 60. This is what no high school or college graduates know or can understand. As a matter of fact, most of their teachers do not seem to know it. (49) In their obsession with covering ground and in the way in which they test or examine their students, they certainly do not act as if they understood that they were only preparing their students for education in later life rather than trying to complete it within the realms of their institutions. There is, of course, some truth in the ancient insight that awareness of ignorance is the beginning of wisdom. But, remember, it is just the beginning. From there on one has to do something about it. (50) And to do it intelligently one must know something of its causes and cures—why adults need education and what, if anything, they can do about it.
答案： 正确答案：假如我们的中小学和大学都处于最佳状态(实际上不可能)，假如学生出类拔萃且聪慧绝顶，而且在运用他们的才能方面又很...
问答题

For more than 40 years, a controlling insight in my educational philosophy has been the recognition that no one has ever been—no one can be—educated in school or college. (46) That would be the case if our schools and colleges were at their very best, which they certainly are not, and even if the students were among the best and the brightest as well as conscientious in the application of their powers. The reason is simply that youth itself—immaturity—is an unconquerable obstacle to becoming educated. Schooling is for the young. Education comes later, usually much later. (47) The very best thing for our schools to do is to prepare the young for continued learning in later life by giving them the skills of learning and the love of it. Our schools and colleges are not doing that now, but that is what they should be doing. (48) To speak of an educated young person or of a wise young person, rich in the understanding of basic ideas and issues, is as much a contradiction in terms as to speak of a round square. The young can be prepared for education in the years to come, but only mature men and women can become educated, beginning the process of their 40s and 50s and reaching some amount of genuine insight, sound judgment and practical wisdom after they have turned 60. This is what no high school or college graduates know or can understand. As a matter of fact, most of their teachers do not seem to know it. (49) In their obsession with covering ground and in the way in which they test or examine their students, they certainly do not act as if they understood that they were only preparing their students for education in later life rather than trying to complete it within the realms of their institutions. There is, of course, some truth in the ancient insight that awareness of ignorance is the beginning of wisdom. But, remember, it is just the beginning. From there on one has to do something about it. (50) And to do it intelligently one must know something of its causes and cures—why adults need education and what, if anything, they can do about it.
答案： 正确答案：我们的学校最应该做的事就是教给孩子们学习的本领，培养他们热爱学习，为他们在以后的生活中不断学习做好准备。这正是...
问答题

For more than 40 years, a controlling insight in my educational philosophy has been the recognition that no one has ever been—no one can be—educated in school or college. (46) That would be the case if our schools and colleges were at their very best, which they certainly are not, and even if the students were among the best and the brightest as well as conscientious in the application of their powers. The reason is simply that youth itself—immaturity—is an unconquerable obstacle to becoming educated. Schooling is for the young. Education comes later, usually much later. (47) The very best thing for our schools to do is to prepare the young for continued learning in later life by giving them the skills of learning and the love of it. Our schools and colleges are not doing that now, but that is what they should be doing. (48) To speak of an educated young person or of a wise young person, rich in the understanding of basic ideas and issues, is as much a contradiction in terms as to speak of a round square. The young can be prepared for education in the years to come, but only mature men and women can become educated, beginning the process of their 40s and 50s and reaching some amount of genuine insight, sound judgment and practical wisdom after they have turned 60. This is what no high school or college graduates know or can understand. As a matter of fact, most of their teachers do not seem to know it. (49) In their obsession with covering ground and in the way in which they test or examine their students, they certainly do not act as if they understood that they were only preparing their students for education in later life rather than trying to complete it within the realms of their institutions. There is, of course, some truth in the ancient insight that awareness of ignorance is the beginning of wisdom. But, remember, it is just the beginning. From there on one has to do something about it. (50) And to do it intelligently one must know something of its causes and cures—why adults need education and what, if anything, they can do about it.
答案： 正确答案：说某个受过教育的年轻人或聪明的年轻人对基本概念和问题富于理解力，这种说法就如同说一个圆形是四方的一样不相干。
问答题

For more than 40 years, a controlling insight in my educational philosophy has been the recognition that no one has ever been—no one can be—educated in school or college. (46) That would be the case if our schools and colleges were at their very best, which they certainly are not, and even if the students were among the best and the brightest as well as conscientious in the application of their powers. The reason is simply that youth itself—immaturity—is an unconquerable obstacle to becoming educated. Schooling is for the young. Education comes later, usually much later. (47) The very best thing for our schools to do is to prepare the young for continued learning in later life by giving them the skills of learning and the love of it. Our schools and colleges are not doing that now, but that is what they should be doing. (48) To speak of an educated young person or of a wise young person, rich in the understanding of basic ideas and issues, is as much a contradiction in terms as to speak of a round square. The young can be prepared for education in the years to come, but only mature men and women can become educated, beginning the process of their 40s and 50s and reaching some amount of genuine insight, sound judgment and practical wisdom after they have turned 60. This is what no high school or college graduates know or can understand. As a matter of fact, most of their teachers do not seem to know it. (49) In their obsession with covering ground and in the way in which they test or examine their students, they certainly do not act as if they understood that they were only preparing their students for education in later life rather than trying to complete it within the realms of their institutions. There is, of course, some truth in the ancient insight that awareness of ignorance is the beginning of wisdom. But, remember, it is just the beginning. From there on one has to do something about it. (50) And to do it intelligently one must know something of its causes and cures—why adults need education and what, if anything, they can do about it.
答案： 正确答案：老师们埋头教书，沉迷于测试学生的方式方法，他们这样做的确不像是明白他们只是为学生今后的继续教育做好准备，而不是...
问答题

For more than 40 years, a controlling insight in my educational philosophy has been the recognition that no one has ever been—no one can be—educated in school or college. (46) That would be the case if our schools and colleges were at their very best, which they certainly are not, and even if the students were among the best and the brightest as well as conscientious in the application of their powers. The reason is simply that youth itself—immaturity—is an unconquerable obstacle to becoming educated. Schooling is for the young. Education comes later, usually much later. (47) The very best thing for our schools to do is to prepare the young for continued learning in later life by giving them the skills of learning and the love of it. Our schools and colleges are not doing that now, but that is what they should be doing. (48) To speak of an educated young person or of a wise young person, rich in the understanding of basic ideas and issues, is as much a contradiction in terms as to speak of a round square. The young can be prepared for education in the years to come, but only mature men and women can become educated, beginning the process of their 40s and 50s and reaching some amount of genuine insight, sound judgment and practical wisdom after they have turned 60. This is what no high school or college graduates know or can understand. As a matter of fact, most of their teachers do not seem to know it. (49) In their obsession with covering ground and in the way in which they test or examine their students, they certainly do not act as if they understood that they were only preparing their students for education in later life rather than trying to complete it within the realms of their institutions. There is, of course, some truth in the ancient insight that awareness of ignorance is the beginning of wisdom. But, remember, it is just the beginning. From there on one has to do something about it. (50) And to do it intelligently one must know something of its causes and cures—why adults need education and what, if anything, they can do about it.
答案： 正确答案：要明智地做到这件事(指认识无知)，一个人必须对无知的原因及其对策有所了解—了解成年人为什么需要教育，进而看看他...
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